Indexed Annuities
Growth linked to the financial market with absolute 0% floor protection
Service Description
Fixed Indexed Annuities (FIA) are an excellent retirement tool in the United States. They allow you to participate in stock market growth without risking a single dollar of your initial capital, as they feature a floor protection that prevents losses when the stock market drops.
How the Process Works
Evaluation of your retirement horizon and accumulated capital amount.
Design of the annuity structure (term, index, and income riders).
Secure transfer of funds from existing accounts or direct deposits.
Annual monitoring of growth and credited performance returns.
Frequently Asked Questions
What does '0% floor guarantee' mean in an indexed annuity?
It means that if the market index your annuity is linked to drops (e.g., -20%), your account receives a 0% return for that year. You do not lose money from your principal or previously credited earnings.
Who are indexed annuities recommended for?
They are ideal for individuals approaching retirement age (50+) or retirees who want to protect their lifetime savings without taking stock market risks.
Advisory & Integrity in New Jersey
We understand our community's needs. We solve your doubts with clarity and total confidentiality.