Final Expense Coverage
A peace of mind plan designed to ease the financial burden in difficult times
Service Description
A funeral in the United States can cost between $8,000 and $15,000, a sum many families don't have readily available. Final Expense insurance (also called burial insurance) provides a quick cash benefit to cover funeral services, cremation, medical bills, or repatriation, featuring a fast approval process without complex medical exams.
How the Process Works
Brief, simplified health questionnaire.
Determination of the face amount (generally between $5,000 and $35,000).
Emission and delivery of the final coverage policy.
Setup of comfortable, automatic monthly payments.
Frequently Asked Questions
What if I have pre-existing health issues? Can I qualify?
Yes. There are 'guaranteed issue' plans where no health questions are asked, and you cannot be rejected due to pre-existing conditions, as long as you meet the age requirements (generally 50 to 85).
Does the cost of this insurance increase with age?
No, the monthly premiums and the death benefit are guaranteed to remain fixed for life, regardless of your future age or health.
Advisory & Integrity in New Jersey
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